So based on this recommendation I decided to give YNAB a try and I've honestly been way more impressed than I thought I would.

Someone made the comment in a thread below that "any app that doesn't automatically download transactions is just a glorified excel document," and I'd actually agree with that on this case, but it's an excel document that really encourages good habits.

PSA: It's free for college students as well, as long as you're in college.