To add to this, I'd argue that YNAB is not so much an app, but rather primarily a method, and the app simply makes it easier to stick to the method — but it doesn't work without it.
Put in another way, if you doesn't bother to read what they’ve wrote, YNAB won't do much for you. I’m glad I did.
Exactly. I didn't really get into it until I got around to watching their free webinar series, then everything clicked. Their support docs & videos are awesome!
To add to this, I'd argue that YNAB is not so much an app, but rather primarily a method, and the app simply makes it easier to stick to the method — but it doesn't work without it.
Put in another way, if you doesn't bother to read what they’ve wrote, YNAB won't do much for you. I’m glad I did.